:root{
  --blue:#0a5dbb;
  --blue-dark:#073c7a;
  --blue-soft:#eaf4ff;
  --yellow:#f5c400;
  --ink:#172033;
  --muted:#667085;
  --line:#e5eaf1;
  --white:#fff;
  --bg:#f7f9fc;
  --shadow:0 18px 45px rgba(22,46,80,.10);
  --radius:18px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:var(--bg);line-height:1.7}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
.container{width:min(1160px,calc(100% - 36px));margin:auto}
.topbar{background:var(--blue-dark);color:#dcecff;font-size:13px}
.topbar .container{display:flex;justify-content:space-between;gap:20px;padding:8px 0}
header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}
.nav{min-height:78px;display:flex;align-items:center;justify-content:space-between;gap:28px}
.brand{display:flex;align-items:center;gap:12px;font-weight:800}
.brand img{width:52px;height:52px;object-fit:contain}
.brand span{font-size:17px;line-height:1.15;color:var(--blue-dark)}
.brand small{display:block;font-size:10px;font-weight:600;color:var(--muted);margin-top:4px;letter-spacing:.08em;text-transform:uppercase}
.menu{display:flex;align-items:center;gap:4px}
.menu a{padding:10px 13px;border-radius:10px;font-size:14px;font-weight:650;color:#334155}
.menu a:hover,.menu a.active{background:var(--blue-soft);color:var(--blue)}
.nav-cta{background:var(--blue);color:#fff!important;padding:11px 16px!important}
.hero{padding:42px 0 54px;background:linear-gradient(135deg,#f8fbff 0%,#edf6ff 60%,#fff 100%)}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;align-items:center;gap:46px}
.eyebrow{display:inline-flex;align-items:center;gap:8px;padding:7px 12px;border-radius:999px;background:#e3f0ff;color:var(--blue);font-weight:750;font-size:12px;letter-spacing:.04em}
h1,h2,h3{line-height:1.18;margin:0 0 16px}
h1{font-size:clamp(34px,5vw,60px);letter-spacing:-.035em}
h2{font-size:clamp(28px,3vw,40px);letter-spacing:-.025em}
h3{font-size:20px}
.lead{font-size:18px;color:#4b5b73;max-width:680px}
.actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:26px}
.btn{display:inline-flex;align-items:center;justify-content:center;padding:12px 18px;border-radius:12px;font-weight:750;font-size:14px;border:1px solid transparent}
.btn-primary{background:var(--blue);color:#fff}
.btn-primary:hover{background:var(--blue-dark)}
.btn-secondary{background:#fff;border-color:#d6deea;color:var(--ink)}
.hero-card{border-radius:24px;overflow:hidden;box-shadow:var(--shadow);background:#fff}
.hero-card img{width:100%;aspect-ratio:2.62/1;object-fit:cover}
.hero-card .caption{padding:14px 16px;font-size:12px;color:var(--muted)}
.section{padding:70px 0}
.section-head{display:flex;justify-content:space-between;gap:25px;align-items:end;margin-bottom:28px}
.section-head p{max-width:620px;color:var(--muted);margin:0}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;box-shadow:0 7px 25px rgba(15,38,70,.05)}
.card img{width:100%;aspect-ratio:1.5/1;object-fit:cover}
.card-body{padding:20px}
.meta{font-size:12px;color:var(--blue);font-weight:750;text-transform:uppercase;letter-spacing:.04em}
.card p{color:var(--muted);font-size:14px}
.read{color:var(--blue);font-weight:750;font-size:14px}
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:30px}
.stat{background:#fff;border:1px solid var(--line);border-radius:16px;padding:24px}
.stat strong{display:block;font-size:30px;color:var(--blue-dark);line-height:1.1}
.stat span{font-size:13px;color:var(--muted)}
.split{display:grid;grid-template-columns:1fr 1fr;gap:44px;align-items:center}
.panel{background:#fff;border:1px solid var(--line);border-radius:22px;padding:30px;box-shadow:var(--shadow)}
.checklist{padding:0;margin:20px 0 0;list-style:none}
.checklist li{padding:11px 0 11px 30px;border-bottom:1px solid var(--line);position:relative}
.checklist li:before{content:"✓";position:absolute;left:0;top:10px;color:var(--blue);font-weight:900}
.page-hero{padding:58px 0;background:linear-gradient(135deg,#073c7a,#0a5dbb);color:#fff}
.page-hero p{max-width:760px;color:#d9eaff;margin:0}
.breadcrumb{font-size:13px;color:#b9d8fb;margin-bottom:16px}
.article{max-width:820px;margin:auto}
.article h1{font-size:clamp(34px,5vw,52px)}
.article-meta{color:var(--muted);font-size:13px;margin-bottom:25px}
.article-cover{border-radius:20px;overflow:hidden;margin:25px 0 32px;box-shadow:var(--shadow)}
.article-cover img{width:100%;max-height:520px;object-fit:cover}
.article p{font-size:17px;color:#3f4c61}
.article h2{font-size:28px;margin-top:36px}
.quote{border-left:4px solid var(--yellow);background:#fff;padding:22px 24px;border-radius:0 14px 14px 0;margin:28px 0;color:#42526a}
.notice{padding:20px;border-radius:16px;background:#eef7ff;border:1px solid #d7eaff}
footer{background:#081c36;color:#cbd8e8;margin-top:30px}
.footer-main{padding:52px 0;display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:40px}
.footer-brand{color:#fff;font-size:20px;font-weight:800}
.footer-main h3{font-size:15px;color:#fff}
.footer-main p,.footer-main a{font-size:13px;color:#b6c5d7}
.footer-main a{display:block;margin:8px 0}
.footer-bottom{border-top:1px solid rgba(255,255,255,.12);padding:16px 0;font-size:12px;color:#93a7bf}
.table-wrap{overflow:auto}
table{width:100%;border-collapse:collapse;background:#fff;border:1px solid var(--line);border-radius:14px;overflow:hidden}
th,td{padding:14px 16px;border-bottom:1px solid var(--line);text-align:left;font-size:14px}
th{background:#f0f6ff;color:var(--blue-dark)}
@media(max-width:900px){
 .menu{display:none}.hero-grid,.split,.footer-main{grid-template-columns:1fr}.cards{grid-template-columns:1fr 1fr}.stats{grid-template-columns:1fr 1fr}
}
@media(max-width:600px){
 .container{width:min(100% - 24px,1160px)}.topbar{display:none}.nav{min-height:68px}.brand img{width:44px;height:44px}.brand span{font-size:15px}
 .hero{padding:28px 0 40px}.cards{grid-template-columns:1fr}.stats{grid-template-columns:1fr 1fr}.section{padding:50px 0}.panel{padding:22px}
}